All You Need To Know Guide On Elgin IL Cost Of Living

Jason Rosko • December 16, 2021

Are you thinking of moving to Elgin, Illinois? This city is located just 35 miles northwest of sprawling Chicago. It’s home to 109,567 happy residents, making it the eighth-largest city found in the beautiful state of Illinois.

However, with a state income tax that’s a massive 101% higher than the national average and a sales tax that’s also 23% higher, Illinois may not be an affordable place to live.

In this ultimate guide, we’ll be looking at all you need to know about Elgin IL cost of living.

 

Elgin IL Cost Of Living

Elgin is a community-first city. Frequent, fun-filled events support its commitment to providing residents with a high quality of life. From free concerts in Wing Park to the fabled Fox River bike trail, there’s always something to see and do here.

Today, we find that the cost of living in Elgin, IL is 3% higher than the national average. LivingCost ranks Elgin 1255th out of 2202 of the most expensive cities in the United States. 

Undoubtedly, the high cost of housing is a contributing factor that makes a living in Elgin more expensive than in other similar-sized cities.


Housing

Housing in Elgin is 12% higher than the national average. It’s not all bad news, though, especially if you plan to purchase property there. 


Buying Property in Elgin

Elgin hosts over 40,000 homes, of which the average house is worth around $390,005. If you are planning on buying a home, you’ll find that the state of Illinois has a somewhat lower than average mortgage rate.

The mortgage rate over 20 years in Elgin is only 3.94%. This lower mortgage rate could help save you some money in the long run. 

You’ll find that the most desired areas tend to be in the southwest parts of Elgin. Here you’ll find places such as Hawkins Glen, Homeward Hill, and even Fair Oaks that are all entirely in demand. Since these neighborhoods are so popular, they tend to be more expensive.

In contrast, more affordable homes are found in the southern regions of Elgin. Neighborhoods such as Saint Charles and Geneva will save you quite a bit of money with their affordable housing.

Buying property is typically a considerable investment that not everyone can afford. Another solution to enjoying a low cost of living in Elgin is by renting.


Renting Property in Elgin

You could save quite a bit of money by renting a property in Elgin, IL. We find that the average monthly cost of rent in Elgin is around $1,537 per month. The cost of rent here is slightly higher than the state’s average, which is $1,330. 

If you want to save a bit, you should rent an apartment in Elgin’s downtown or central areas. A single-bedroom apartment in the Downtown area will set you back around $1072 a month.

However, if you don’t mind paying a bit more for a luxurious apartment, you should look at renting in Stonecrest and Hedgerow. 

The apartments here are more prominent and are surrounded by some of the most beautiful views in Elgin. They can cost anything from $1895 and up, though, so do keep that in mind.

Today, we find that the average household income in Elgin is around $6,308 per month. This means that the average renter in Elgin spends about 24% of their income on housing.

This is perfectly in line with the rule of 30%. The 30% rule states that your mortgage, rent, and utilities should never exceed 30% of your total income. By doing this, you’ll be living a comfortable, affordable life in Elgin.


Utilities

Since Elgin is in Illinois, it experiences some of the coldest weather in the United States. This weather will affect your utility bills. However, it’s a pleasant surprise to learn that utility costs in Elgin are considerably lower than the national average.

Utilities in Elgin are 16% lower than the national average and 5% lower than elsewhere in Illinois. You can expect to pay around $140.67 a month on your energy bill, making it somewhat easier to save money here and reduce your Elgin IL cost of living.

Another essential utility bill is that of internet service. A fast 50 MBps internet connection with an unlimited data plan will cost you around $65.50 a month. Nomad List describes Elgin’s internet connections as super fast, making it a great place to live for remote workers that need a stable internet connection.

Another critical factor that impacts your cost of living is that of food and groceries.


Food And Groceries

Food and groceries in Elgin, IL, are 2% higher than the national average. A gallon of fresh milk will set you back $1.97, while a carton of eggs is $1.84. 

A single adult living in Elgin can expect to pay around $493 a month on groceries with these costs. On the other hand, a family of four should budget about $1,285 for monthly groceries.

Luckily, you won’t be eating at home every night. Elgin is home to a thriving Hispanic community. There are several Mexican restaurants with freshly prepared, traditional burritos and even tasty margaritas on offer.

An average fast food meal is around $7.71, while a three-course meal in a mid-range restaurant is $53.20 for two people. It’s not just Mexican food that’s on offer here. You’ll find sushi and even Chicago deep dish pizza on offer in Elgin. So, there’s something for every palate.

While dining out every night will quickly become expensive and increase your cost of living, there’s a weekly farmer’s market where you can buy fresh veggies and fruit at very reasonable rates.

Frequenting the weekly farmer’s market is a great way to reduce your food and grocery costs while also providing you with the opportunity to meet your neighbors. You’ll also get some of the freshest and healthiest foods in Elgin.


Healthcare

Unfortunately, we find that healthcare services in Elgin are 9% higher than the national average. The higher than average cost here will see you paying about $120.23 to visit the doctor. Even dentists are more expensive, coming in around $103.29 per visit.

Gym membership in Elgin is also slightly more expensive than the national average. You’ll end up paying around $38.2 per month for one adult.

Luckily, you do get what you’re paying for here. Nomad List states that healthcare in Elgin is pretty good. Not only do you have access to good healthcare in the city, but there are plenty of other options to keep fit and healthy throughout the year.

Popular among locals is the fabled Fox River biking trail. This trail is perfect for outdoors, adventure-loving types. There are also several open spaces and parks to jog or walk to stay in shape. You’ll quickly find that Elgin is a walkable city.


Transportation

Transportation in Elgin is 11% higher than the national average. If you plan on using your car, you’ll end up paying about $2.91 for a gallon of gas. Luckily, you’ll be happy with the ample free parking available in the downtown area.

Downtown Elgin has parking space for more than 1,000 vehicles, and parking is always free of charge. The free parking should help ease any transportation costs that you may have. Of course, using your private vehicle to commute isn’t the only way of getting around in Elgin.


Public Transport

Since Elgin is only a 45-minute drive from downtown Chicago and just 30 minutes from O’Hare International Airport, you’ll find that the city is serviced by excellent public transport.

On average, a single bus fare for an adult is around $2.13, while a monthly ticket will only set you back at about $56.20. You can also use public transport to get around the city and commute daily to nearby Chicago. Most residents work in Chicago, so they commute daily to the big city that’s just next door to Elgin.

You don’t have to make use of public transport though. Elgin is well-known for its excellent and well-maintained bike lanes. It’s also a walkable city, making getting around relatively easy. Walking or biking will also save you quite a pretty penny when living in Elgin. 

Another place where you can try to lower your Elgin IL cost of living is looking at your education and childcare expenses.


Education and Childcare

Well done on a wise decision if you are planning on starting a family in Elgin. Elgin has some of Illinois’ top-rated schools and universities. For instance, Wheaton College is ranked as one of the top universities in Illinois. 

Since the colleges are all nearby, your child can study and live at home, which should help your budget out quite a bit. By doing this, you’ll have a lower cost of living in Elgin.

Daycare and preschools are expensive in Elgin. Full-time daycare for one child will cost on average $876 a month. International primary school fees are around $1,3471 a year.

With all of the essential living costs sorted, it’s time to look at what you can expect for entertainment when moving to Elgin, IL.


Entertainment

Elgin has a lot to offer, no matter your preference. From plenty of local restaurants to some of the coldest beer around. You’ll find that cold beer in a local pub will only set you back $4.47, slightly more than the national average. 

If you’re feeling brave, you should pay a visit to Elgin’s famous Grand Victoria Casino. This casino offers authentic, Las Vegas-style gaming, entertainment, and a buzzing nightlife where you can test your skill and luck.

There are also plenty of cultural activities to indulge in. Art events, such as Elgin’s Fringe Fest and Art Harvest, will provide you with a night of sublime cultural activities. Remember to grab a bottle of mid-range wine for only $12.20 to complete the evening.

Of particular note is the stuffed pork chops served with soft, mashed potatoes and spicy mango-chipotle chutney. You can enjoy this feast at the famous Elgin Public House.

Luckily, you don’t have to pay for every bit of entertainment on offer in Elgin. There are plenty of free activities to enjoy. You can explore the Elgin Area History Museum, stroll through Lords Park Pavilion and even pay the local animals in the Elgin Zoo a visit.

Suppose you prefer reading, head on over to the Gail Borden Public Library that has a range of over 530 000 books to choose from. You’ll find that entertainment in Elgin can be both fun and affordable.


Salaries in Elgin

If you want to relocate to Elgin, you’ll find that the average household income in the city is about $6 308. This income is enough to cover the cost of living in Elgin for two months.

The unemployment rate in Elgin is 6%, which is about on par with the national average. The City of Elgin released a report in 2018 stating that they employ at least 57,000 people. 

Most workers are found in the manufacturing, healthcare, and retail sectors. Some big names, such as J.P Morgan Chase and Advocate Sherman Hospital, are top employers within the city. 

There are also plenty of people that commute daily to nearby Chicago where they are employed. They choose to live in Elgin because the cost of living here is less than that in busy Chicago. They’re also still close to home and work in the big city.

Key Takeaways

Starting a new life is never an easy thing to do. There’s a lot to consider. You’re faced with logistical questions, such as how to hire the right moving company and the cost of living in your new destination. 

Luckily, Elgin, IL, is a good choice. The city may be somewhat more expensive than the national average, yet it offers a close-knit community focused on diversity and keeping the true American suburban dream alive.

If you’re moving soon then you will need local or long distance movers.

A Detailed Exploration of Educational Prospects in Glen Ellyn, IL

By Jason Rosko • May 15, 2025
Glen Ellyn, IL, boasts a rich and varied educational landscape, offering a spectrum of educational opportunities that reflect its commitment to fostering academic growth and development among students. Established many decades ago, the educational system in Glen Ellyn, Illinois has evolved to meet the changing demands of the economy and society. The evolution of schools here is a testament to the community's commitment to maintaining a robust and adaptive educational framework. General characteristics of Glen Ellyn's educational institutions include a strong emphasis on both academic achievement and the developmental needs of students. Schools prioritize a diverse set of programs that cater to different learning styles, ensuring that every child has the opportunity to thrive. Whether through innovative teaching methods or the integration of new technologies, schools in Glen Ellyn consistently aim to offer an enriching learning experience. Key Highlights of Glen Ellyn's Educational Infrastructure: Diversity of Institutions: Glen Ellyn is home to public, private, and alternative educational institutions, each offering unique programs tailored to student needs. Community Involvement: Schools often involve community members in various educational initiatives, enhancing student learning through real-world experiences. Resource Availability: Libraries and community centers work alongside schools to provide additional educational resources, promoting lifelong learning. Public Schools in Glen Ellyn: Insights and Information Glen Ellyn's public school system is known for its strong academic reputation and commitment to creating well-rounded students. With several districts serving the region, the public schools here are filled with dedicated educators and a well-structured curriculum aimed at meeting high academic standards. Overview of Public School Districts: Glen Ellyn School District 41: This district is characterized by its focus on personalized learning experiences. Schools in this district emphasize the development of critical thinking and creativity among students. Community Consolidated School District 89: Known for its inclusive educational programs, this district serves a diverse community and seeks to accommodate a broad spectrum of student abilities and needs. Glenbard Township High School District 87: Serving high school students, this district boasts strong college preparatory programs and an array of extracurricular activities. Leading Public Schools and Their Performance Metrics Public schools in Glen Ellyn have consistently performed well, both in state and national assessments. Key performance metrics include standardized test scores, college acceptance rates, and student engagement levels. Here are a few noteworthy schools in terms of performance: Glenbard West High School: Renowned for its rigorous academic programs and extracurricular diversity, Glenbard West provides numerous Advanced Placement courses and has high college acceptance rates. Hadley Junior High School: With an emphasis on STEM (Science, Technology, Engineering, and Mathematics) education, Hadley prepares its students for high school with a strong foundation in critical problem-solving skills. Extracurricular Opportunities and Programs Schools in Glen Ellyn strive to offer a comprehensive educational experience, which includes a variety of extracurricular programs such as athletics, arts, and clubs. These programs play a crucial role in developing students' social skills and providing a platform for exploring interests outside the traditional classroom setting. Key Extracurricular Offerings: Sports Programs: Including soccer, basketball, and track, among others. Arts and Music: Band, choir, drama clubs, and visual arts classes. Academic Clubs: Debate, science olympiad, and math leagues that provide intellectual challenges beyond the standard curriculum. Private and Alternative Schooling Options Glen Ellyn is not only home to a robust public school system but also a variety of private and alternative schools that cater to different educational philosophies and needs. These schools offer families the opportunity to select educational environments that align more closely with their personal values or specialized requirements. Private Schools in Glen Ellyn: A Closer Look Private schools in Glen Ellyn often offer specialized programs and a more individualized approach to education. Many of these institutions focus on religious education or international curricula. Key Private Educational Institutions Include: St. Petronille Catholic School: Known for integrating faith-based teaching with academic excellence, this school emphasizes moral values alongside its educational programs. Montessori Academy of Glen Ellyn: Offers a child-centered educational approach that encourages independent learning and respects a child's natural psychological development stages. Immaculate Conception School: Provides a balanced curriculum that integrates academics with spiritual growth, focusing on creating a strong community ethos. Charter Schools and Alternative Education Programs Charter schools provide another educational avenue within Glen Ellyn, often focusing on specific educational strategies or subjects. These schools operate with greater autonomy than traditional public schools, allowing for innovative teaching practices. Notable Charter and Alternative Programs: Glen Ellyn Academy: Focuses on non-traditional learning environments that emphasize project-based and experiential learning. Virtual Learning Options: Several institutions offer comprehensive online programs, providing flexibility for students who might benefit from a home-based learning structure. Academic Performance and Standards Glen Ellyn schools are committed to maintaining high academic standards, reflected in their students' achievements in various assessments. The standardized testing statistics serve as a benchmark for evaluating educational effectiveness, school quality, and student preparedness for future academic endeavors. Key Academic Performance Indicators: Standardized Test Scores: Schools in Glen Ellyn consistently perform above the state average in key assessments such as the SAT and ACT. Graduation Rates: With rates well above the national average, a majority of students in Glen Ellyn complete their high school education successfully. College Readiness Metrics: A high percentage of graduates from Glen Ellyn pursue higher education, equipped with the necessary skills and knowledge. Special Education Resources and Support Systems are robust, ensuring that students with diverse needs receive the tailored support they require. Schools have dedicated staff and resources to support special education programs, emphasizing inclusivity and accessibility.

Exploring the Enchanting Neighborhoods of Glen Ellyn, IL

By Jason Rosko • May 15, 2025
Glen Ellyn, IL, is a peaceful suburban haven that beckons those who crave a blend of historical allure and modern conveniences. Nestled in the heart of DuPage County, Glen Ellyn, Illinois is charming with its picturesque settings characterized by tree-lined streets and beautiful parks. The village has long been a desirable location for families due to its quality schools, robust community life, and proximity to Chicago—only about 23 miles away. Glen Ellyn's Historical Significance and Cultural Landscape Glen Ellyn's roots stretch back to the early 19th century when it began as a small settlement. The village grew around Stacy's Tavern, a way-station for travelers, which still stands today as a historical museum. The community embraced its natural resources, resulting in the establishment of Lake Ellyn, a man-made lake that anchors many cultural and recreational activities. The architecture within Glen Ellyn ranges from Victorian homes to contemporary developments, reflecting its rich history and adaptability to changing times. Glen Ellyn has managed to preserve its historical fabric while integrating modern amenities seamlessly. This gives residents an enriched quality of life, whether they stroll through the historic downtown or enjoy the various public events held throughout the year. The cultural landscape is vibrant, with local events such as the Glen Ellyn Festival of the Arts and the Taste of Glen Ellyn reflecting a strong community spirit. The presence of local theaters, art galleries, and music festivals ensures that residents have ample opportunities to immerse themselves in a rich cultural environment. For those considering a move, Glen Ellyn offers not only a residential haven but a community deeply connected to its history and culture.
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